Category Archives: Money Saving Guide

Tips on purchasing Designer Bags at Best price

Designer-Bags-at-Best-priceWhen you think of a designer bag, you think of an investment and not just a bag that can be used and thrown as and when required. These bags are very expensive and getting these at the best price is an art.

If you have decided to buy a designer bag, then there is absolutely no reason not to get one. There is a large variety of designer bags that you can buy and a few tips below will help you get these at the best price.

  1. International Ecommerce Websites: Here you will find bags at a much lower price than the price you must have seen in stores. You must try to look for Europe-based sites for the best deals. Since the bags are manufactured in the parent country, the import duties and taxes are bypassed. This is the reason of lower prices. A simple search online for international sites selling designer bags will surely bring up numerous sites selling the bag that you are looking for.
  2. Pre-owned Bag Stores: You can easily save a lot of money by purchasing a pre-owned designer bag. The savings can be more than 65%. All you need to do is check the reviews of those buyers who have purchased pre-owned designer bags from the store. Also check and see that the bag is genuine and not a duplicate.
  3. Off Season Shopping: You will notice that certain colours of designer bags are sold in different seasons. If you are not looking for basic colours like navy, tan, brown or black then you can wait for the end of the season. The prices are reduced and you can get the designer bag of your dreams at a very reasonable price.
  4. Newsletter Subscription: For online shoppers, a simple subscription to the email newsletter of online stores will keep you updated with the latest price drops, coupons and discount deals. Even a small discount of 15% actually can save a lot on an exclusive latest designer bag. I have had one such good experience with Overstock.com. I got a coupon of $50 off and saved on the purchase of an exclusive designer hand bag.
  5. Special Sales: Reputed big department stores has this special sale once every year where they offer discount on everything under their roof. You might just be able to get a designer bag with a 30% discount.

The above methods will help you purchase the designer bag that you desire at the best possible price. The price you pay for this is your secret and not for anyone to know. Smart shopping will always help you save money every time you purchase something. Just imagine how good you will feel when you have purchased two designer bags for the cost of one. Never shop in a hurry. Take your time and wait for the deal.

How Online Coupons Work

No matter the economic conditions that people face, having access to online coupons that will save you money is always a good idea. There are coupons for virtually all types of products that are primarily designed to entice you to make a purchase, but the fact that they will save you money is always good no matter what.

Using Online Coupons

However, in order to get the most out of your promo codes or coupons, you’ll have to know how to use them properly.

Coupons Usually Cannot Be Combined: In fact, many online stores will only have one place to put your coupon code or have specific instructions that they cannot be combined. There are exceptions however if you combine two different online coupons, such as a 10% discount with Free Shipping.

Most Coupons Have Expiration Dates: You’ll need to look at the fine print, but most coupon codes have expiration dates which mean you can only use them for a certain period of time. The best example for this is the coupons provided by Best Buy and Overstock. Keep this in mind if you plan on using online coupons during times when retail stores generally offer discounts because that doesn’t happen too often.

Calculate the Total Purchase Price: If you are purchasing more than one item, you might find yourself saving more using Free Shipping than a specific discount for a singular product. Be sure to do the math first and use the code that will save you more assuming that you cannot combine them.

Knowing how to use online coupons and promo codes will help you get the most out of them.

Tips on How to Save on Wedding Venues

wedding-venueWedding is one of the biggest financial challenges that we face throughout our lives. And lets be honest, we all start planning and saving for it since the day we get engaged to our partner. On one side of our brain, we think that it is the most special day of our life. And in the other side of our brain, we think that it will also cost a lot of money, and I don’t have that huge income to back it.

And to be very honest, in this situation, spending $10,000 just as the location fee will be a dumb idea. So the idea of a wedding in a wine country is already out of our heads. And for anyone who is in this situation, I have only one advice. Learn the skill of having a balance between your priorities, and your needs. Cut out other things that will just add some fancy to your life, or things that wouldn’t make a difference if you cut them off. So here are some tricks that allowed me to save more than $21,000 on my wedding costs:

Don’t Be Rude, But Be Polite And Firm

This is what I remember after negotiating with the venue coordinator. I had booked the place for the Friday evening, because that was when my wedding was planned. But next day she called me to inform that she made a mistake, and had double booked the place for that time.

So instead of telling her that mistakes happen, and that it is okay. I firmly told her, that I was disappointed by that, and I should book the place somewhere else. What happened next? She booked the place for me for Saturday evening, and cut $50 from the cost of each guest.

I had planned for 230 guests that evening, and that means, I have already saved $11,500. So if your vendor has made a mistake in your planning, you have an advantage there. All you have to do, is firmly and politely express your disappointment, and you’ll usually get what you want.

Why Buy, When You Can Borrow

This is another important thing that you should remember. Veils are something that can always be re-worn, because it is a one size fits all. So why pay for a new one, when you actually can save $50 by just borrowing it from the previous bride, or maybe contacting your vendor whether they have any contacts that would lend you a veil.

Why Hire When You Have Friends?

This idea was first brought up by my fiance. It occurred to me that I have a friend who has already officiated several weddings in the past. So why not call him instead? We did, and he saved us $500 that is the usual cost of an officiator. And even though he agreed to marry us for free, we decided to give him a gift that is worth $250. But that’s completely okay, because he has already saved us $250.

Also, instead of hiring those costly musicians, my friends have a great talent in writing songs. He asked them to perform at our wedding, and they saved us a whopping $750.

Look Closely At Those Contracts

You will easily opt to resist reading all those long and detailed contracts, because they simply look boring to you. But you should never do that. Those contracts are meant to be read, so that you know exactly what you are agreeing to. Another thing you should never forget, is to bring a photocopy with you, so that it becomes easier for you to refer to it in the future if needed to.

My vendor told me that they would charge an extra $180 to use two colors in my wedding invitation. And I was quick to point out in the contract that I can use an many colors as I want to, because my invitations were digital. This saved me $180, but if I hadn’t read that long and boring contract, I would have no choice but to pay that extra money for no actual reason.

Getting Low Prices On Clothes

Before I start, I have a confession to make. Everything that I wear, has been purchased at a sale. And most of the time, I’m able to purchase at a price that you will never imagine. For instance, I purchased a sweater jacket that costs around $430 during normal days. A few months later, it went on sale, and I purchased it for $125. And this is just one of the clothes that I purchase at a much lower price.

I have to say that I have learned a few things after shopping almost regularly and then noticing these things only to adjust my shopping habits. And to be very honest, it is much harder to set time aside for shopping during the weekends.

And if you ask those fashion editors, they all will say the same thing. That they spend a huge amount of time surfing other clothes online. And it doesn’t matter whether they are purchasing those clothes or not, they are still surfing them. This is because they are always looking for some ways to get those insider ways to shop smartly, and know those secrets to get discounts on almost any type of clothing that they want.

So without any further due, here are those secrets that those fashion editors did not want to keep it to themselves:

You Should Know When To Shop

Those shopping freaks will always tell you that you will only be able to get the best deals on either sale days or on Black Friday. While I too agree with the deals that you get on Black Friday, there are other times when you will be able to get a much lower price than that.

What? Yes, during early January and late June, you will be able to get clothes for much lower than those Black Friday sales. So remember that Sale Shop is not when most people think, it is the time that I mentioned.

Buddies Always Help

You will notice one thing that you need the most in your life, and that is networking. You just can’t get enough of this. So the next time that you go shopping for that local store, have a friendship with that local store manager. Buddy up with him, and notice what their inventory schedule is. You can simply ask for that.

This will help you save huge chunks of money, because during the end of the season, or when they stock new inventory, they will be putting that old inventory for sale. Some stores even are discounted as much as 50% during these types of sales.

So, remember, the store manager should be your new friend.

Find Those Coupons

I can’t emphasize this, but you need to find that Macy’s $10 coupon and others. But the most effective use of those coupon codes is when you use them at a proper time. Most of those coupon codes have expiry dates of 3 weeks to 3 months from the day they were released. So the best time to use them is when the products go on sale. This will slash the prices even lower for you.

Get Those Updates

This is the most important thing. You should know immediately when your favourite items are going on sale because you won’t always be checking that. You can either sign up for the store’s newsletter or get a push notification.

How to Save on Home Electrical Power Cost

save-electricityPreserving energy at home offers each and every owner of a house all the appropriate techniques for conserving energy and being economical at their residences and on the highway. Simply by adhering to most of the strategies from the save home energy info together with the hints that could be found at many save home energy info websites, you could certainly aid in making your residence be a little more comfortable as you could additionally do charge reducing. You could utilize the newest energy-saving and productive systems. You can even get helpful information when making use of renewable, thoroughly clean energy that would power our residences. Let me share five perks you will certainly learn from hints in conserving home energy.

– If we make use of an AC unit that is worn-out, we need to take into consideration buying a fresh and power efficient unit. This tends to enable you to conserve to 50% of the electricity cost for air conditioning.

– You need to think about natural gas on-demand or perhaps a certain tank less water heating unit. Research has shown that our cost savings could increase to around 30% if we are to do a comparison of it to most of the common natural gas storage tank water heating units.

– To begin with, discover how to purchase the modern power efficient water heating unit for our home. Even though it might cost us more at first in comparison with having a common water heating unit at home, the lower energy consumption will make our appliances duration last.

– If we utilize electrical power in heating our residence and is dwelling within a modest environment, we should give some thought to setting up power efficient heat pump device for our residence.

– Making use of the preserve home power info, we can easily manage to lose around 60% of our warmed up air before it could even get to the register in the event our ducts have not been insulated and it could take a trip through our unheated areas such as our attics or crawl space. You can easily hire a competent expert that will help you insulate and fix ducts.