Category Archives: Money Saving Guide

In a Bad Economy Save with Good Coupon Deals

CouponsThere are various coupon types available for online shoppers. Thanks to the internet, coupons have been a great way to save money.

Thinking of the opportunity that the internet and coupon discounts have brought to humanity, they seem to be too good to have been invented by man. In the current failing economy where a lot of people have no work, and many are experiencing reduced work hours, any opportunity to save a penny attracts any shopper. A good research can help lessen the burden of taking care of a family of four or buying a modern electronic equipment. No doubt, there are scammers with offers that often look too good to be true, but getting coupon deals is often an easy and stress-free experience.

Usually, we find three types of coupons online. The one that is commonly found is the percentage coupon, which removes a percentage of the cost of an item, making the buyer purchase the item at a discounted rate. One thing to note concerning discount coupons is the diminishing return principle. The cost of the item is directly proportional to the value you can redeem with the coupon attached. The best time to enjoy coupons is when you are buying an expensive item or making your purchase in large volume. With a 10% saving on a voucher, it is obviously more beneficial when you save it for a purchase worth $100 than a $5 purchase.

The next coupon type is the dollar off coupon. These are usually applied in grocery stores and have low increment formats. Even though it is not a must, they are usually small dollar increments deducted from consumables. There is a very simple reason for this, and the strategy is considered brainy. Perishable goods, at their best, will only last for a short period, after which they cannot be sold again. These coupons are used to sell items of low cost that are usually bought in small increments. These coupons are most effective when users are made aware of their availability and when the user intends to buy a single low-cost item.

For BOGO coupons, the user will need to look closely, giving attention to the prints (large and small).  Although, this applies to all coupons, it is especially necessary for bogo. BOGO means “buy one, get one,” which may indicate buy one, get one free, or buy one, get one 50% off. This voucher may also come in many other configurations, but the two configurations mentioned earlier are the most common. Pay attention to the fine print, as it is necessary that you know nature of the discounted item. If the BOGO means buy one, get one free, then you are 99% sure to be taking home a giveaway of lesser or equal value. For a buy one, get one 50% off deal, you will be required to pay half the price of the item that is more expensive than the other. This coupon type demonstrates the intention of the retailer to make customers go home happy while maximizing profit.

 

Where to Locate Mattresses at Low-Cost Values

mattressMost people search the store flyers for cheap mattresses. And that’s the reason why they almost always end up having a mattress that doesn’t let them sleep peacefully. And they end up regretting their decision.

When a lot of people are looking in the store flyers, that’s the time when you should look somewhere else to end up with an awesome deal that will give you years of awesome sleep.

So, here are the 5 tips and tricks that should save you a ton of money when you’re purchasing your next mattress. Here we go:

Buy from the Manufacturer

There is a reason why you hear very few people saying that they got the best deal on their mattress, that’s because they don’t see all the options they have.

Search through your local business directories and see if there are any mattress manufacturers nearby. It will still be affordable if you have to drive a couple of minutes or an hour to reach that manufacturer. Because even after all the gas cost too you will have spent lesser.

Most manufacturers will be ready to sell you their mattresses at a lower price. Most of their mattresses are rejected by the retailers simply because of small defects like visible stitching, mismatched colors, or small stains. And you can purchase these mattresses at a very low rate.

Alternatively, if you live near North Caroline furniture corridor near the High Point Hickory, you can easily save up to 70 percent off the sticker price by shopping there. This area is the home to the country’s top 5 largest mattress manufacturers, and the best part, they all have factory outlets in the area where they offer cheap mattresses.

Wholesale Stores

There are wholesale stores that offer memberships that cost around $45 to $60 for 12 months. BJ’s and Costco offer those kinds of memberships.

But the best part about these wholesalers or bulk stores, is that once you have that membership and you walk into their store and get a brand name mattress along with a box spring set for a fraction of a cost, you will already be saving hundreds of dollars on that.

So, all you have to do, is keep paying anywhere between $45 to $60 per month for 12 months because you’ve just scored a bargain.

Overstock Deals

This is one of the best ways to find the best mattress. Overstock.com is a website where there are surplus products, and mattresses are one of them. Consider them as a wholesaler who picks up a lot of products in bulk directly from the manufacturers and sells them directly to the consumers for cheap prices, thus cutting out the middle man.

You will literally be blown away by the prices that they offer. For instance, I recently searched for a mattress on this website and it a well known brand name mattress showed up at more than 50 percent off the actual retail price that was suggested by the manufacturer.

So, if you want to get a bargain, without actually having to bargain, Overstock.com is the place to go.

Also, if you still want the prices to go lower and see what you can get out of it, the best thing to do, is search for Overstock coupons to further lower the price of their products. This is the only best way to score a mattress at a fraction of the actual cost.

Mismatched Sets and Returns

You might have not noticed, but most retailers have a small section where they have clearance sales and sell products at a deep discount. You can find mattresses there at a bargain. There is one thing though. These mattresses have either been returned by the customers within 30 days of their trial period, they have small defects because of which the buyer returned, or they simply have been separated from their matching box spring.

So, if you don’t care about the box spring mattress, you can easily save hundreds of dollars by purchasing one from these sections of the retailers. All you have to do, is ask the sales person if you can browse the clearance items.

You should still make sure that you thoroughly inspect the mattress before making the final payment. You don’t want any surprises when you get home.

Lastly, make it a rule that you should never shop on the weekends.

This is because most people only get time during weekends to purchase things. And why would you try to negotiate with a sales person during a busy day when you can do the same when the sales are slow? Also, remember that most of these sales persons are paid based on commissions, so you will easily have a better chance of scoring a deal on weekdays than weekends.

Where to Find the Best Coupons?

These days, coupons can be found everywhere, they are jumping out from the newspaper, they are located within Facebook updates, and they are even sitting there on the screen on our mobile phones, but the question people keep asking is, where can I find the best coupons? And, the answer is, everywhere and more! Due to the internet revolution and the frequency of smart phones, great (high value) coupons can be found everywhere, especially on the internet and through mobile phones. The first place I will discuss as to where to find the best coupons is through mobile phones. Mobile phones provide the best coupons out there today, but most people simply do not know exactly where to look to find them. Mobile coupons are found specifically through popular applications. There are several (free) applications in the app store which are dedicated to coupons entirely. Some of these applications are great since they alert the smart phone user when a new coupon is accessible and many of the mobile coupons can be used straight from the mobile phone itself.

Continue reading

Organize Your Coupons and Save Bucks

couponingSince TLC’s Extreme Couponing show, couponing has become quite the craze over the last few years.

Whether you just want to save a few bucks here and there, or save hundreds of dollars and build a couponing empire, you need organization. You have coupons in different categories, different stores, and different dates.

If you do not get some kind of logical, organized system in place, you will unlikely stick with couponing for long.
Organization is the way to be successful and save money.

Continue reading